Niche Products
100% No Doc Commercial Loans |
SBA Alternative Loan |
Non-Recourse Commercial Financing |
Church Real Estate Financing |
100% Financing for Professionals |
Commercial Financing for Business & Industry |
No Debt Service Requirement |
Business Acquisition/Franchise Start-Up |
Blow Away Church Construction Loan
100% No Doc Commercial Loans
Ideal for office condos, small businesses looking to buy, & an EASY alternative to tough SBA lending!
- No Money Down!
- Loan amounts up to $1,000,000.00
- 30-Year Amortization
- Excellent rates available!
- Only 25% Owner-Occupancy (SBA requires 51%)
- Local appraisers can be used
- Must have a credit score above 700
- Lower LTV’s available for lower credit scores
This product is HOT. Simply put, IT IS THE BEST STATED INCOME PRODUCT ON THE MARKET TODAY! PLEASE REMEMBER THAT RATES AND TERMS WILL VARY BY DEAL – THE STRONGER THE DEAL, THE BETTER THE TERMS. And we close these deals quickly, usually within 45 days!
So, if you have any deals that you would like us to look at or if you have any questions or want more information, please give us a call at:
1-877-645-1104
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SBA Alternative Loan
THE CHOICE IS CLEAR!
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COMPARE! | OUR LOAN | SBA LOAN
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Down Payment: | 10% | 10%
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Rates: | Prime + 2 | Prime + 1½ - 2
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Term: | 30 Years | 20-25 Years
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Income Docs: | Stated | Full
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Asset Docs: | Stated | Full
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Average Close Time: | 40-45 days | 60+
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Owner Occupancy: | 25% | 51%
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Plus SBA charges a 2½ - 3 ½% funding fee that they roll in and lien the Borrowers primary residence as well. It’s the biggest no-brainer in the history of the world! Call us for a free analysis of whether this loan saves you money!
Call 877-645-1104!
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Non-Recourse Commercial Financing
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Property types: | Apartment complexes, Self-storage facilities, Shopping centers, Mobile home parks
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Loan Proceeds: | Acquisition, Refinance, Cash-out
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Recourse / Personal Guarantees: | None
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Size: | Greater than $1,000,000.00
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Fast Close: | 45-60 days
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Debt Service Coverage: | 1.25%
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LTV: | 75% - 85%
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Term: | 25 - 30 years
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Interest: | Great Fixed Rates
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The appearance is not a factor for approval. However,
the property MUST be cash flowing. Local and regional banks can NOT match these terms.
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Church Real Estate Financing
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Property Types: | Sanctuaries, Schools, Expansion
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Loan Proceeds: | Acquisition, Refinance, Construction, Cash-Out
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Trustee Guarantees: | None
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Size: | $200,000 - $30 million
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Fast Close: | 45-60 days
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Cash Flow Multiple: | 3-4x Unrestricted Contributions
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LTV: | 66% - 80%
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Term: | 25-40 Years; Open-Ended for additional borrowings
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Interest: | Fixed Rate @ 190-220 over Treasuries
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Prepayment: | No Penalty
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Construction Bonds: | None required for qualifying projects
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Our underwriters are professionally trained to keep the interest of the church a priority. They are experienced in working with churches of all sizes. Thus, they can fund loans for any denominations anywhere in the country! So please call us today at 1-877-645-1104!
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100% Financing for Professionals
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Professions: | Doctors, Lawyers and Accountants
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Loan Types: | Floating rate secured
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Loan Proceeds: | Acquisition, Refinance, Construction, Leasehold
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Guarantees: | Personal Guarantees Required
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Size: | up to $5 Million
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Fast Close: | 60 days
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Cash Flow Multiple: | 1.1X Debt Service Coverage
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LTV: | 100% Financing
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Term: | 25 years
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Interest: | Prime Plus 2.5%
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Our underwriters are professionally trained to keep the interest of the professional a priority. They are experienced in working with borrowers of all sizes. Thus, they can fund loans anywhere in the country! So please call us today at 1-877-645-1104!
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SBA Loans
COMMERCIAL FINANCING FOR BUSINESS & INDUSTRY
Loan Amounts from $200,000 to $10,000,000
Loans are available for
NEW and EXISTING businesses:
- Repayment terms up to 30 years
- As high as 90% financing
- Competitive rates
- Some balloon payments or call provisions
You can benefit from
FULLY AMORTIZED FINANCING for:
- Purchasing a business
- Expanding a business
- Purchasing equipment or inventory
- Refinancing and debt consolidation
- Purchase or refinance of owner-occupied commercial real estate
We have programs specifically designed for:
- Assisted Living Facilities, Child Care Facilities, Franchise
Purchases, Funeral Homes, Grocery and Convenience Stores, Hotels,
Manufacturing, Medical Offices, Start-up Businesses and many more!
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NO DEBT SERVICE REQUIREMENT!!!
- Property Types: Multi-Family, Mixed-Use, Office, Retail, Warehouse and Self-Storage Facilities
- Full Doc & Stated Loan Programs Available
- 3-Year, 7-Year & 10-Year Fixed with 30-Year Amortizations
- Multi-Family & Mixed Use programs can go as high as 80% CLTV!
- 75% LTV available for all other property types
- Lender will allow a CLTV as high as 90% with a seller-held 2nd mortgage!!!
- Must have a 625 mid-range credit score or higher
- Loan Amounts have to be less than $625,000
- Pre-payment Penalty: Interest Guarantee plus 3%
**Total first mortgage is dependant on mid-range credit score.
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Business Acquisition / Franchise Start-Up
Just 10% Down, No Real Estate Necessary!!!
Now Available
For a limited time | The Business Starter Loan
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Features: |
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Loan Amount: | Up to $1,000,000
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Approved Loan Purposes: | Franchise Start-ups
Franchise Acquisitions
Business Acquisitions
Machinery & Equipment Purchases
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LTV: | 90%
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Borrower Injection: | 10%
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Term: | 10 Years
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Interest Rate: | Prime + 1.50% - Prime + 2.75%
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Pre-Payment Fee: | None
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Balloon Payment: | None
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Origination or Points: | None
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Requirements: |
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Borrower’s Injection: | Now: 10% / 0% for additional franchise locations (was 15% - 20%)
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Debt Coverage Ratio: | Now: 1.20 for one year (was 1.25 for 2 years)
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Minimum Buyer Salary: | Now: Waived (was $25,000)
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Eligible Businesses: | Must be Privately Held and Operated For-Profit
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Borrower’s Experience: | None Required for Approved Franchises
3 Years of Related Experience for Non-Franchise
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Working Capital: | Funds Provided to Cover 3 – 6 Months of Expenses
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Blow Away Church Construction Loan
6.9% Fixed Rate *
- That’s fixed during the construction period! You pay interest only during construction!
- That’s fixed for 5 years AFTER the construction period.
- Lock in today’s rates for tomorrow – no re-pricing at C.O.
- 30 Year amortization keeps the payment low.
- No Pre-Payment Penalty / No Guarantors – This is flat out the best construction loan on the planet.
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